We recognize the importance of protecting the privacy of personal identifying information that may be submitted to us when you visit our website. The information we receive depends on what you do when you visit our site. This is how we handle the information we learn about you from your visit to our website.

If you visit our site to read or download information on our web pages such as press releases, credit forum articles, etc.,

We collect and store only the following information about you: name of the domain from which you access the Internet (for example, aol.com, if you are connecting from an America Online account); date and time you access our website; pages you may have visited on our site; and Internet address of the website from where you came to visit our website.

We use the information we collect only to measure the number of visitors to the different pages and sections of our site, and to help us make our site more useful to visitors.

If you visit our website to use interactive banking tools such as financial calculators, self-tests, etc.,

You may be asked for information in order to complete the requested calculation, analysis or evaluation. We do NOT ask for personal identifying information such as your name, address, or telephone number; nor do we collect or retain any information on our server that you may provide to complete a calculation or self-test.

If you identify yourself by sending an e-mail or request that your email address be included on a list to receive updated material from us:

The email address and any information you submit is ONLY used to process your request.

We protect and safeguard the privacy of users of our on-line services, just as we do throughout the rest of our business. We will use personal information ONLY to identify you, to communicate with you, and to help us answer your questions.

We will NOT sell personally-identifying information to a third party for the purpose of solicitation and we will NOT provide personal information to a third party for its own use.